Comments on: Credit/Debit only lanes at the grocery store

By: Angela

Angela — Wed, 09 Jul 2008 01:06:11 +0000

As you get older, hopefully, you will get a little perspective and you won’t be annoyed by these things. Agreed, debit is the fastest way to go in a grocery store. But there are a lot of other people out there in a lot of other situations: bankrupt, overdrawn, max-ed out credit, immigrant status, credit unions with bad privileges. For most people in my neighborhood, a grocery cart full of food and a college degree are things to be pretty happy about.

And, man, you’ll be old someday, too. I hope there’s someone patient enough to take care of you.

By: John from Credit Card Debt Reduction Services

John from Credit Card Debt Reduction Services — Sat, 28 Jun 2008 22:29:02 +0000

Hey there! I feel you about the getting done with college part! Good times, but now we gotta become adults! Hehe

Personally I prefer to use cash to pay, but I think your idea is great! If a few cashiers worked like that it would increase productivity a lot! Handling cash is always a time consuming task for any business, you have to handle it on the transaction, count it on closing time, put it in a safe and it goes on…
But then again, a company has to pay about 2 to 3% on the transaction to the credit card processing company… 2 or 3% is still a lot of money on your sales volume!!

Nice post!

By: Small Business Loan-er

Small Business Loan-er — Wed, 26 Mar 2008 16:00:42 +0000

Here in California we do have self check outs showing up in grocery stores, home improvement centers, etc. Some day it will all be like gas stations where self serve dominates but it’s a little more complex than pumping gas when you are weighing your Gala. Fuji, Jonagold, or whatever were these apples.

I am torn between the technology which easily leads to overspending and debt and cash which leads to ….hold on a second, I think I have 3 pennies or maybe my great granddaughter took them….. :D

By: chris.pund

chris.pund — Mon, 16 Jul 2007 14:50:56 +0000

I actually like using cash more than my card. It prevents against possibilities of fraud and identity theft, but thats not to say that I carry a ton of cash on me. I probably use cash 50% of the time and debit the other 50%. I hate using credit cards however, the concept is nice to be able to pay later, but when the bill comes and you actually have to pay it off, it becomes a hassle. Thats why there is very small minimum amounts for payments and really high interest rates, oh well.

The thing that bothers me as well is people writing checks. They could very easily get a check/debit card from their bank for their account so that they don’t have to write a check and then have a record of everything at the end of the month when the statement comes.

Cash is king though. Many places also only accept cash because it saves the business money. Processing and merchant fees are outragous and for most smaller businesses, its not worth it to charge something under $5-$10 because of the fees. (I love the cash only gas station by my house: always less of a line/wait, easyily accessible, and always cheaper than any other station that takes credit cards.)

By: GoldNSilver

GoldNSilver — Mon, 16 Jul 2007 14:05:37 +0000

This is a funny post.

I hated it when people used to write personal checks to pay!! I only wanted to pay for my candy bar or gum, and I always get stuck behind someone slowly taking out the checkbook, and asked the cashier, “oh how much it is again?” and slowly write out the check. then the cashier has to ask for a driver’s license to write down the number…. VERY PAINFUL to watch and wait!

Thank god for debit cards!

This will sound really bad, but Dennis, this is why I do not get in line when there are elderly people in it. 11 out of 10 times, they empty out their pocket/purse to find their coins! I do not want to subject myself to the agony of waiting for them to fish out their coins.